I’m concerned about our country.  We must cut federal expenditures as we promote growth in our economy with reforms in taxes, regulations, laws and entitlements.  Otherwise, the best we can hope for is slow growth domestically. President Obama is out of touch with economic realities in his constant chant to “tax the rich,” which he…

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I want my website to tell my view of the truth and that is, in part, that the fruits of capitalism made our country what it is—the largest economy in the world, at least for now.  Right now our Republicans in the House and Senate are trying to fight for a nation that doesn’t allow the…

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I am making a tight personal/business budget and I fully intend to live within it.  If my income exceeds what is expected I may do some of the things in my preliminary budget.  But I fully intend to live within my income. Congress—Democrats and Republicans—ought to adopt sound growth and spending policies.  We simply can’t…

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I’ve had a four and a half hour session with Billy Duncan, an Ameriprise Financial Planner whom I’ve known about ten years.  My budget is difficult, partly because my covered call income is not highly predictable as is dividend or interest income.  Also, I have some personal expenses that I find it hard to cut,…

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We are in the Innovation Age and we must innovate in government toward lessgovernment.  Regulations and laws complicate life and inhibit the free market.  We need dynamic regulations that are market-based and don’t vary unless definitely warranted. I am very worried about President Obama and the Democrats and their unyielding stance to defend the indefensible,…

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Support of one or more charities is a very important part of life for those who have time or money to share.  That role shouldn’t be the last thing on one’s list of responsibilities, but, rather, high on that list.  Dan Pallotta’s 2009 book Uncharitable shows that the public applies different criteria to charities and for-profit enterprises,…

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I’m worried about my own prediction, because I really believed all along that it was true that the reelection of President Obama would lead to a worldwide depression.  If the President listens to reason and is responsible about tackling all our fiscal problems, the things I said on this website about the debacle may be…

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I bought, wrote and decided how much money to put in each Christmas card.  I cut back fifty percent from what I had intended to give because I am not confident about my financial future or that of our nation and world. We need leadership in Washington, and we also are in great need of…

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